Financial clarity your board can trust.

ChurchFinance helps churches manage giving, track income and expenses, reconcile accounts, and generate board-ready reports — without spreadsheets or accounting complexity.

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ChurchFinanceGrace Community
Dashboard
Total Balance
$186,180
$284,520 in
$98,340 out
Sunday Tithes
Mar 17, 2024
+$4,250
Utilities Payment
Mar 15, 2024
-$890
Online Donation
Mar 14, 2024
+$500
New donation
+$250
Search...
⌘K

Dashboard

Financial overview for Grace Community Church

YTD Income
$48,250
$15,420.00 this month
YTD Expenses
$12,890
$4,320.00 this month
Net Income
$35,360
Year to date
Donors
45
128 transactions
Income
Year to...
$48K
Total
Tithes
Special..
General..
Financial Overview

Income vs Expenses over 6 months

Last 6 Months
$18,000$13,500$9,000$4,500$0
SepOctNovDecJanFeb
Expenses
Income
Expenses
Year to...
Facilities$5.2K
Staff Salary$4.8K
Ministry Ev...$2.9K
Designed for financial clarity and accountability

Built specifically for how churches steward money.

From weekly giving to board meetings, ChurchFinance brings structure, oversight, and clarity to your entire financial workflow — all in one secure system.

Fund-Based Financial Tracking

Track income and expenses by fund, ministry, or category. Built-in structure for unrestricted and restricted funds — no accounting setup required.

Fully Integrated Online Giving

Accept one-time and recurring donations with your own branded giving page. Automatically categorized into the correct funds — no manual reconciliation.

Board-Ready Financial Reporting

Generate leadership-ready summaries, budget comparisons, and financial health insights — formatted for board meetings, not accountants.

ChurchFinance isn't just accounting software. It's built specifically for church stewardship, fund management, and leadership oversight from day one.

No accounting degree required
Designed for pastors and treasurers
Ready in minutes
Built for Leadership

Financial Oversight Designed for Church Boards

Tools organized around the problems church leaders actually face — not accounting jargon.

Board Packet

Walk Into Every Board Meeting Fully Prepared

Replace spreadsheets and last-minute scrambling — turn your financial data into a board-ready report in seconds.

One-Click Board Report

Instantly generate a board-ready PDF with income trends, risk flags, and fund balances — ready to share.

Financial Health Score

See immediately if your church is financially strong, stable, or at risk — without manual analysis.

Risk Categorization

Automatically surface reconciliation gaps, deficit risks, and compliance issues before they become board concerns.

Governance Alerts

Get proactive alerts when spending exceeds budget or reconciliation falls behind.

Board Packet

Monthly financial summary

Feb
2026
Generate
71%

Financial Health

Needs Attention

Budget
Cash
Reconciled

Financial Snapshot

YTD Income

$30,623

YTD Expenses

$17,845

Net Surplus

$12,778

Cash on Hand

$237K

Budget vs Actual

1 category over budget

50% compliant
Budget: $3,333Actual: $9,500Variance: -$6,167
Music & Media -$8,250
760% used$9,500 of $1,250
Missions+$2,083
0% used$0 of $2,083

THIS MONTH

Income

$13,623

-20%

Expenses

$17,845

Fund Accounting

Structured Financial Management

Fund-based accounting built for ministries, not small businesses.

Transaction Tracking

Categorize every dollar by fund, ministry, and project.

Fund Accounting

Keep restricted and unrestricted balances perfectly separated.

Budget Management

Create ministry-level budgets with real-time tracking.

Custom Categories

Build structures that match how your church actually operates.

2026
All Types
All Categories
All Funds
Quick:
This Month
Last Month
This Quarter
This Year
All Time
Custom

March

4 transactions

$900.00
$85.00
Description
Fund
Category
Method
Rec.
Date
Amount

John Smith

Pledge payment

Building Fund
Capital Campaign
Check
R
Mar 4
+$500.00

Sarah Johnson

General Fund
Tithes
Zelle
R
Mar 3
+$250.00

Office Supplies

General Fund
Admin Expenses
Credit
Mar 3
-$85.00

Michael Davis

Missions Fund
Missions
Venmo
R
Mar 2
+$150.00

Quick Actions

PDF
CSV
Email

Financial Insights

Tithes are up 12% from last month. Building fund reached 80% of goal.

View Insights
Compliance

Financial Integrity & Compliance

Internal controls designed to protect church finances and leadership accountability.

Reconciliation Monitoring

Know exactly which accounts are reconciled and which need attention.

Budget Compliance

Catch over-budget categories before they become board concerns.

Unbudgeted Detection

Automatically flag expenses with no approved budget allocation.

Complete Audit Trail

Every financial action timestamped and traceable.

Online Giving

Giving & Growth Tools

Accept donations online and track giving — fully integrated with your financial reports.

Online Giving

Accept one-time and recurring donations with zero platform fees.

Donor Management

Track giving history and build lasting donor relationships.

Campaigns & Pledges

Launch fundraising campaigns and track pledge progress.

Year-End Statements

Generate and email tax-ready statements in minutes.

Ready to bring clarity and accountability to your church finances?

How It Works

Get started in minutes

Three simple steps to transform how your church manages finances.

Create your church

Sign up and set up your church profile with your logo, address, and fiscal year settings.

Configure categories & funds

Set up income and expense categories, create funds, and invite your team members.

Start managing finances

Record transactions, accept online giving, track budgets, and generate reports.

Plus

Built for productivity

Powerful tools to save time, stay organized, and work the way you want.

PDF & Print

Export professional reports and statements with your church branding

Email Automation

Auto-send giving statements, budget alerts, and weekly summaries

Daily Backups

Automatic cloud backups with one-click restore anytime

Light & Dark Mode

Work comfortably day or night with full theme support

Advanced Filtering

Filter by date, category, fund, and type—all combinable

Smart Notifications

Budget alerts at 75%, 90%, and 100% thresholds

Donor Portal

Self-service portal for donors to view history and manage giving

Giving Page Design

Customize colors, branding, and embed on your website

AI-Powered

Your Financial Assistant, Always Ready

Ask questions in plain English and get instant insights about your church finances. No more digging through reports or spreadsheets.

Track spending patterns and trends
Analyze giving by fund or ministry
Compare budgets vs. actual spending
Get answers without learning complex software

ChurchFinance AI

Your financial assistant

How much did we spend on missions this quarter?

This quarter, the Missions Fund spent $12,450. Here's the breakdown:

Local Outreach$4,200
International Support$6,750
Mission Trip Supplies$1,500

This is 8% under budget. Great job!

Powered by AI
Pricing

Simple, transparent pricing

Start with a 7-day free trial and get full access to all features. No credit card required.

Starter

Perfect for small churches getting started

Free
  • 1 team member
  • Transaction tracking
  • Categories & Funds management
Most Popular

Growth

Full features for growing churches

$71/month

Billed $853 annually

  • Up to 5 team members
  • Budget management
  • Recurring transactions
  • Bank reconciliation
  • Reports & Board Packet
  • Donor management (up to 250)
  • Online giving portal
  • Campaigns & pledges
  • Giving statements
  • Audit log

Ministry

Complete solution for established ministries

$134/month

Billed $1609 annually

  • Everything in Growth
  • Unlimited team members
  • Unlimited donors
  • Multi-campus/location support
  • Ministry financial management
  • Advanced analytics & forecasting
  • Custom report builder
  • Giving page customization & embed
  • Customizable dashboard widgets
  • AI-Powered Financial Assistant
7-day free trial
No credit card required
Cancel anytime
256-bit SSL encryption
Zero platform fees
FAQ

Frequently asked
questions

Everything you need to know about ChurchFinance and church accounting.

Still have questions?

Contact our support team
What is church accounting software?
Church accounting software is specialized financial management software designed for religious organizations. It helps track tithes, offerings, donations, manage fund accounting, generate giving statements for tax purposes, and create financial reports for church boards.
How much does ChurchFinance cost?
Every new account starts with a 7-day free trial with full access to all features. After your trial, choose the plan that fits your church: Starter (free), Essentials ($39/mo), Growth ($79/mo with online giving), or Ministry ($149/mo for multi-department).
Can I accept online donations?
Yes! ChurchFinance integrates with Stripe to accept online donations with zero platform fees. You can accept one-time and recurring gifts, and all donations are automatically tracked and included in giving statements.
Does ChurchFinance generate giving statements?
Yes, ChurchFinance automatically generates year-end giving statements for donors. You can email statements directly to donors or download them as PDFs for distribution.
Is ChurchFinance secure?
Yes, ChurchFinance uses bank-level 256-bit SSL encryption, secure authentication, and role-based access control. All payment processing is handled by Stripe, a PCI-compliant payment processor.
Can multiple people access the system?
Absolutely! ChurchFinance supports team access with role-based permissions. Invite treasurers, admins, pastors, and auditors with appropriate access levels for each role.